Because freedom can't protect itself
I have personally been aware of this since the early '80s, with the Medical Information Bureau. All patient records were routinely sent there to be placed in the database. More than once, I asked my provider to NOT send my medical information to any other entity, and not to file on my insurance, since I was paying for it myself, only to find those particular visits entered into my insurance records.
As a clerical employee, I ask myself: Why would I cause unnecessary work for myself and do exactly the opposite of what my customer requests? Then I realize who the real customer is . . .
MIB Group, Inc., formerly Medical Information Bureau, does not obtain, store or use any patient records that have been provided by healthcare providers. MIB members (life and health insurance companies) contribute data to the MIB database about their applicants when they determine that such data may be useful to other members that later search the database with the authorization of the insurance applicant. Only those insurance companies that are members of MIB may access MIB’s database and report information to MIB, and they may only do so when they have obtained the written authorization of the individual. If a member company wishes to use MIB (i.e., to search the database and report information back to MIB), then it must provide the applicant with the MIB Pre-Notice which describes MIB, the circumstances under which a brief report may be sent to MIB by our members, the conditions under which MIB will disclose the report to another member insurance company and the address to contact us at MIB for disclosure and correction of an MIB record, if a record exists. Our website can provide additional information: www.mib.com
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